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Terms of Service

Last updated: January 21, 2026

Please read these Terms of Service ("Terms") carefully before using the BREAFAJ CONSULT website and services operated by BREAFAJ CONSULT.

1. Acceptance of Terms

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

2. Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

3. Loans and Repayments

All loans granted are subject to the specific terms outlined in the loan agreement. Borrowers are obligated to repay the principal amount plus any accrued interest by the agreed-upon due date. Failure to repay may result in penalties and legal action.

4. Savings

Savings deposited with BREAFAJ CONSULT are secure. Withdrawal requests are processed according to our withdrawal policy, which may include notice periods for large amounts.

5. Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

6. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

7. Contact Us

If you have any questions about these Terms, please contact us.